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Top 10 Retirement Planning Services companies in Canada – 2023
Promote financial wellness with a group retirement plan
Attract and retain top talent
Did you know that two-thirds of Canadians would switch jobs to have a group retirement savings plan? Get ahead of the curve by implementing a group retirement plan your new employees will love.
Gain competitive advantage
A great retirement plan keeps your employees loyal to you. They feel valued and secure, which enhances productivity in the workplace and keeps you miles ahead of the competition.
Increase financial security
Low fees
By participating and investing in a group retirement plan your employees receive access to competitive investment management fees. Saving for retirement has never been easier.
Invest wisely
There’s no need to worry about complex investment decisions. A range of top-quality portfolio managers are on hand to do that for your employees.
Future-proof savings
Only 46% of Canadians have a plan in place for retirement. Help your employees reduce the risk of outliving their savings with a group retirement plan that aligns with their lifestyle.
Are your employees ready for retirement?
The outcome for working Canadians is far from ideal. More and more employees are reaching retirement without sufficient savings in place. When searching for the best group retirement plan for their employees, employers typically encounter high fees, low service and conflicts of interest. HR teams are expected to navigate an extensive fund menu when choosing a retirement plan for their team, which can lead to poor investment decisions.
That’s where we come in. As a retirement specialist since 1997, we are committed to helping employees retire well. Our group retirement plan services are easy to understand and to set up. We work closely with you to ensure your selected retirement plan aligns with the needs of your workforce. Helping your employees prepare for retirement is easy with Open Access by your side.
Who we are
A Canadian owned and operated independent group retirement plans provider
Proud to be a fiduciary *
As a Canadian fiduciary retirement plan provider, we are legally bound to act only in your best interests.
Helping employees
achieve financial security for over two decades
Making expert-managed plans accessible
We offer group retirement savings plan that are easy to understand and administer. Our options for your employees are managed by professional portfolio managers to ensure the best outcome for them.
We also offer our members regular analysis and learning opportunities, to help them retire well.
A members-first mission
We always put our members first and do what’s right for them. From our contemporary and comprehensive approach to our transparency, we ensure good governance, communication and education for our members.
And while we offer group retirement plan services exclusive for company employees, members can stay on for life.
Personalized service model
Our highly personalized service model centers on your unique needs. Our dedicated team of relationship managers will meet with you regularly to ensure your needs are being met.
We offer one-of-a-kind service in the industry, through interactive onboarding, access to live support teams and one-on-one sessions with our experts.
Pricing that’s right for you
Higher fees add up over time. We are fully transparent, and offer amongst the lowest fees in the industry on all of our group retirement plans. Our pricing finds the right balance between service fees and professionally managed portfolios, to do what’s in the best interest of your employees. With competitive fees and strong risk-adjusted returns, we are able to help employees grow their retirement assets.
Secure and transparent
Everything we do is with a commitment to transparency and security. Your assets are always secure through our trustee Canadian Western Trust. We are regulated by the Ontario Securities Commission (OSC) and have licences in all provinces and territories as an exempt market dealer and portfolio manager.
Conflict free
We are a Canadian fiduciary retirement plan provider and we always do what’s best for you with no conflict of interest. By design, we are amongst the only independent providers of group retirement plans. We don’t have any in-house investments to sell, and invest your money in the funds that are right for you.
To stay aligned with your interests, our own employees invest alongside you.
Evaluate your current group savings plan
Is your existing plan still working for you?
Reviewing your plan regularly is key for meeting
the ever-changing needs of your employees.
Many companies stick with the same plan for years or even decades, and never have it re-evaluated. This can be costly – high fees and lower portfolio performance are just two issues that can emerge over time and significantly affect your employees’ future.
How can we help? We offer a free and unbiased assessment of your current group retirement plan to ensure you have the right fit for your employees. With us, changing your plan is a seamless process.
Our team work with you to design a plan that aligns with your employees’ goals for financial wellness and all of our plans are fully customizable because we understand everyone’s needs and financial goals differ.
We take on the administrative role of transitioning, setting up and maintaining your retirement plan so you don’t have to.
With us, changing your plan isn’t hard, and transferring is smooth and quick. We’ll do all the legwork with a proven process that is in line with your expectations, so you don’t have to drive the implementation and transition process.
Going above and beyond is what makes our service model unique from our competitors. Our personalized approach means we’re with you every step of the way.